In our daily lives, personal finance is a big area of paper waste...

Here are six ways to use less paper in the area of personal finance without making significant changes.

1. Receive paperless statements from banks, credit unions and credit cards.

2. Send electronic checks- has 2 benefits, you will use less paper as well as save on the postage.

3. Brokerage houses produce a lot paper. You can contact your broker and have them send propspectus, 10Q's, annual reports, proxys and statements electronically.

4. Set up auto deposit at work and have your paychecks go directly into the bank.

5. When taking money from ATM's do not take a receipt.

6. File your taxes electronically.